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Crime Insurance

Don't leave any aspect of your financial well-being to chance; protect yourself with the right insurance coverage for all your needs.

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Crime Insurance

Protect your money, assets, and financial security from fraud and theft.

Crime can impact any organization — not just large corporations. From employee theft and forgery to cyber-enabled fraud and financial scams, these incidents can result in serious financial loss. Crime Insurance is designed to help protect against losses caused by dishonest or criminal acts.

Our agency offers flexible crime insurance solutions to help protect your funds, property, and financial operations.

What Is Crime Insurance?

Crime Insurance provides coverage for direct financial losses resulting from certain criminal acts committed against your organization, as defined by the policy. This can include losses involving:

  • Money and securities

  • Business property and assets

  • Financial instruments

  • Funds held on behalf of others

Coverage is always subject to policy terms, conditions, and exclusions.

Crime Insurance covers

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Employee Dishonesty

Helps protect against theft, embezzlement, or fraud committed by employees.
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Forgery or Alteration

Helps cover losses resulting from forged checks, altered documents, or fraudulent signatures.
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Theft of Money

Covers theft of funds or securities from your premises, bank, or while in transit.

Burglary or Robbery

Provides protection when property or money is taken through forced entry or under threat.

Computer Fraud

Helps cover certain losses caused by unauthorized access to computer systems or electronic financial theft.

Who Should Consider Crime Insurance?

Crime insurance is valuable for:

  • Small and mid-sized businesses

  • Organizations handling payments or sensitive financial data

  • Nonprofits

  • Professional firms

  • Property managers

  • Any organization exposed to fraud or theft risks

If you handle money, financial transactions, or sensitive data, crime insurance is an important layer of protection.

Click And Learn

Theft by Non-employees
Theft by Employees
Employee dishonesty
coverage
Forgery
Computer fraud

Theft by non-employees coverage

Risk Factors

If money or assets are stolen from your premises or seem to disappear without a trace, your company could suffer a loss.

Solution

A crime insurance policy can offer protection for the same. Often, crime insurance also covers damage to your building or property that occurred as a result of the theft.

Embezzlement & theft by employees coverage

Risk Factors

Embezzlement can take many forms, from a cashier taking money from a register to an employee doctoring payroll and issuing pay cheques to staff members who don’t exist.

Solution

A crime insurance policy can also protect your company against embezzlement or theft by employees.

Employee dishonesty

Risk Factors

Employee dishonesty is a broad category that can include crimes such as forging checks or executives’ signatures or creating fake vendors and false invoices.

Solution

A crime insurance policy can protect your company against any kind of covered employee dishonesty.

Forgery coverage

Risk Factors

The business would suffer a great loss if someone forges your company’s checks or writes out fake promissory notes.

Solution

A crime insurance policy will cover any such associated losses. The policy might also cover the cost of legal fees if you need to go to court due to the forgery.

Computer fraud coverage

Risk Factors

Computer fraud can take many forms, such as someone impersonating a member of your executive team online or someone sending money from one bank account to another fraudulently using a computer or the internet.

Solution

A crime insurance policy can protect your company against any kind of covered computer fraud.