Commercial Property Insurance in Cathedral City, CA
Commercial property insurance covers physical assets from events like fire, theft, vandalism or natural disasters. Dynamic General Insurance Services offers insurance options to help manage risks your business may face.
What Does Commercial Property Insurance Cover?
This insurance can cover business property, including owned buildings, furniture, fixtures, inventory, supplies, machinery, equipment, computer systems, personal items brought to the business location and important records or documents.
It may also include several types of coverage, such as: 
- Building coverage for owned or leased structures
- Business personal property, including equipment and inventory
- Coverage for outdoor signs, landscaping and fencing
Endorsements may also be available to enhance policies, including coverage for equipment breakdowns and business interruptions due to covered incidents.
Who Needs This Policy?
Some California businesses may need extra coverage for the material assets they own, rent or manage. Even home-based businesses can face gaps in coverage, since homeowners policies often don’t include items used for work.
Specifically, these policies may be useful for many types of businesses, including, but not limited to, the following:
- Retail shops and shopping centers
- Offices and professional practices
- Warehouses and manufacturing sites
- Restaurants and hospitality businesses
How Much Coverage Do I Need?
Depending on the type and use of your business property, you may need to explore additional coverage, such as:
- Scheduled commercial property insurance may cover specific items, each with its own coverage limit.
- Inland marine insurance may cover property while it’s being moved or used away from your main location, such as to a work site.
- Bailee’s customer coverage may help pay for damage to customer belongings left in your care, if the cause is covered by the policy.
- Business income coverage may help replace lost income if your operations are interrupted due to property damage.
We’re Here to Help
Contact Dynamic General Insurance Services today to request a free custom quote.