Auto insurance is a must for all drivers in California. The scope and amount of coverage may vary, however, depending on the vehicle you drive, your lifestyle, and your driving experience. As a new driver, you may be more prone to accidents due to a lack of experience on the road. The right coverage from Dynamic General Insurance Services in Cathedral City, CA will give you the extra protection you need.
What Does Auto Insurance Cover?
Auto policies in California offer the following coverage options:
- Uninsured Motorist
- Roadside Assist
- Rental Car Reimbursement
Liability insurance is mandatory in California by law. This coverage protects your financial assets by paying for injuries and damages to others in accidents you cause. The more liability protection you have, the less you’ll have to pay for injuries or damages out of pocket.
To protect your vehicle, you have the option of purchasing collision, comprehensive, or uninsured motorist coverage. If your vehicle is damaged in a crash, collision insurance covers your repair costs. Comprehensive insurance covers vehicle theft and repairs caused by bad weather, vandalism, falling objects, and other non-collision events. Uninsured Motorist coverage covers repairs to your vehicle if an uninsured or hit-and-run driver hits it.
If you’re worried about breakdowns far from home, you can purchase roadside assist coverage that helps cover towing your vehicle to a nearby garage. Rental car reimbursement coverage reimburses you for the cost of renting a vehicle while your car is in the shop.
Customized Auto Insurance Policies
At Dynamic General Insurance Services, we can customize your insurance policy to provide the protection you need at a reasonable cost. If you live in Cathedral City, CA or surrounding communities, call or visit Dynamic General Insurance Services for all your auto insurance needs.