The start of a New Year is a good time to assess your auto insurance to see if it still offers the protection you need. If you’ve made changes to your vehicle or lifestyle, you may need to update your policy to reflect these changes. At Dynamic General Insurance Services in Cathedral City, CA, we can help you adjust your auto coverage to suit your current protection needs. Here are a few reasons why you may need to update your policy.
Change of Vehicles
If you’ve upgraded your vehicle, it only makes sense to upgrade your insurance coverage to protect it from damage or loss. Newer vehicles need more extensive coverage due to their higher value. Insufficient coverage could result in your paying for many of your repairs out of pocket.
New Driver in the Family
Did a new driver join your household? You’ll need to update your coverage to add him or her to your policy. If the new driver is your teen son or daughter, talk to your insurance agent about increasing your coverage as teens are at greater risk of having accidents.
Retirement can affect your driving habits. Some people drive less frequently due to not having to go back and forth to their job. Others drive more due to having more time for vacation traveling. Your new driving habits could prompt an update to your coverage.
If you’re traveling more or for longer distances due to a new job, you may want to increase your coverage to ensure you have adequate protection on the road. The more you drive, the greater your risk of accidents. You don’t want to be caught short of insurance protection far from home.
To update your auto insurance in Palm Springs or Cathedral City, CA, contact your Dynamic General Insurance Services agent today.